Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster.
Most types of windstorms, such as hurricanes and cyclones, are not typically covered in standard homeowners' policies. Those who live in areas susceptible to this type of peril must therefore purchase additional coverage in order to protect themselves. At Kapital Insurance, we can help up choose the right windstorm coverage.
Our umbrella policy is able to enhance your existing liability coverage with additional protection, by helping eliminate the gaps in your homeowners and auto policy coverage that can go with you everywhere. We offer a wide range of coverage amounts to suit your needs. Your agent can help you figure out how much coverage is right for you.
We understand that as the owner of the condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.
We are able to provide specialized insurance for you jewelry that includes complete protection against loss, theft, and damage. The standard homeowners policy may provide only limited coverage for jewelry.
Insurance for rental properties is extremely important because of your property is at risk, not only because of your actions, but also because of your neighbors. Renters Insurance will also cover your personal property in event of a robbery or break-in.
Liability insurance is a part of the general system of risk financing to protect the purchaser (insured) from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he is sued on the types of claims that come within the policy. Originally, individuals or companies that faced a common peril, formed a group and created a self-help fund out of which to pay to compensation should any member incur a loss.
As any driver in Florida knows, auto insurance does not come in a one size fits all plan. Whether you need high risk auto insurance or just want to save money on your cut tent policy, we have a plan to meet your needs. From full coverage to basic liability that is required to meet the state requirements, Kapital Insurance is highly trained in identifying your insurance goals.
Whether you own a personal watercraft, small ski boat, fishing boat, or a 26-foot cruiser, knowing that you are covered should give you the the peace of ming to relax and enjoy every minute. We can provide policies for coverage if you or your boa causes damage to a dock, another boat, or a person. There is additional coverage for emergency services on your boat or trailer.
This is the most important defense you have for your him win case of a loss. Your home represents the most valuable asset you have that you cannot afford to lose. We provide comprehensive Property Insurance, that fits each of our clients needs, so let Kapital Insurance assist you in choosing the right coverage for you.